Business When making investments, assessments are key. Not only in the goals of the investments, but the investments themselves. A good financial planner will consider the following things before suggesting an investment strategy for clients:Assets versus liabilities of a client. This means taking a look at the bottom line. Oftentimes it's advisable for clients to take care of high interest rate debts before investing in stocks, bonds, real estate and other assets. These can be rolled into one loan and paid off quickly or otherwise paid off, but too many debts can sideline an investment plan.Personal goals of the client. Whether the client has 10 percent of their income to dedicate to investments or 50 percent, the goals of those investments must be reasonable and clearly defined. Business - Directory of business/finance/loan/mortgage related partner sites more 1 2 3 4 5 Computers - Directory of computer hardware/software/peripheral related partner sites more 1 2 3 4 5 Internet - Directory of webhosting/webdesign/internet marketing related partner sites more 1 2 3 4 5 Software - Directory of software related partner sites more 1 2 3 4 5 Web Design - Directory of web design/development related partner sites more 1 2 3 4 5 Web Hosting - Directory of web hosting related partner sites more 1 2 3 4 5 Web Promotion - Directory of search engine optimization/internet marketing related partner sites more 1 2 3 4 5 Web Resources - Directory of other web related partner sites more 1 2 3 4 5 Recreation - Directory of travel/hotel/cruise related partner sites more 1 2 3 4 5 Casino - Directory of online gambling/poker/blackjack/roulette related partner sites more 1 2 3 4 5 Health - Directory of online pharmacy/hospital/health related partner sites more 1 2 3 4 5 Shopping - Directory of online shopping/gift related partner sites more 1 2 3 4 5 Miscellaneous - Directory of all other partner sites more 1 2 3 4 5 Amount of time allotted. If a person has 30 years until retirement, the strategy will be much different than a person with 10. The time involved will help determine if high risk, high return plans are more in order or if safer, lower return buys are the smart route to take. The best place to start when making an assessment of finances is with the person and his or her goals. These must be clearly defined for a plan to be put in place that makes sense. Assets must be looked at as well along with income available to dedicate toward investing.

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